My investment strategy

January 23, 2023

This is not investment advice. This is just my personal “strategy.” I also work for Robinhood, but I pay for Robinhood Gold with my own money.

Edit: I found this Bogleheads wiki page that explains what I try to do, but better. You should read it first.

My investment strategy is pretty brainless.

First priority for me is retirement funds and other pre-tax savings:

• max out 401k and take advantage of company match
• max out HSA (I’m on a high deductible plan for now)
• max out IRAs
• keep commuter benefits filled
• put some money into ESPP

After taxes, I split my paycheck:

• couple hundred goes into my bank’s checking account (to pay for credit cards, etc.)
• about 1/3 into Robinhood Gold sweep
• rest split between like VOO, VTI, SPY, QQQ, BRK.B

I will probably rebalance this if/when the rates go down, and/or the stock market improves. I will probably increase the investments in stocks vs. sweeps.

In the future, I would like to learn how to trade options.

---

Thanks for reading :)

Last updated May 04, 2024