My investment strategy

This is not investment advice. This is just my personal “strategy.” I also work for Robinhood, but I pay for Robinhood Gold with my own money.

My investment strategy is pretty brainless.

First priority for me is retirement funds and other pre-tax savings:

• max out 401k and take advantage of company match
• max out HSA (on a high deductible plan for now)
• max out Roth IRA (if possible)
• keep commuter benefits filled
• put some money into ESPP (wasn’t able to max out previously)

After taxes, I split my paycheck:

• couple hundred goes into my bank’s checking account
• 50% VOO
• 10% QQQ
• 10% VTI
• 30% Robinhood Gold sweep (4.4% APY)

I will probably rebalance this if/when the rates go down, and/or the stock market improves. I will probably increase the investments in stocks vs. sweeps.

Edit: I found this Bogleheads wiki page that explains what I try to do, but better.